Aggregate Finance

Every account, statement, and bill in one spreadsheet.

Connect your banks once. Your transactions, card statements, budgets, and charts stay up to date in Google Sheets, Excel in OneDrive, or both. Download them anytime as Excel, LibreOffice or CSV files.

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Not ready to connect a bank? Sign in and try a free sample spreadsheet first.

Aggregate Finance
Spent in August
$3,482.19
Recurring monthly
$2,041.62
Due this week
$1,286.40
Coming upAmountDueStatus
Travel Rewards ••4021 $1,286.40 Sep 18 Due soon
Rent $1,650.00 Oct 1 Scheduled
Auto insurance $128.40 Oct 3 Scheduled
This month
$3,482.19
Transactions
214
Largest purchase
$412.88
DateMerchantCategoryAmount
Sep 14 Whole Foods Groceries $128.47
Sep 13 Shell Transport $52.10
Sep 12 Netflix Subscriptions $22.99
Sep 11 Chipotle Dining $18.65
Statement total
$2,247.02
Utilization
23%
Minimum due
$86.00
CardStatementDueStatus
Travel Rewards ••4021 $1,286.40 Sep 18 Due soon
Cash Back ••7715 $642.07 Sep 9 Paid
Everyday ••1180 $318.55 Sep 2 Paid
Every month
$2,041.62
Every year
$24,499.44
Active streams
18
NameAmountEveryNext
Rent $1,650.00 Month Oct 1
Auto insurance $128.40 Month Oct 3
Phone $85.00 Month Sep 27
Netflix $22.99 Month Sep 28
Monthly average
$3,214.06
Income in August
$5,600.00
Left over
$2,117.81
MonthHousingGroceryDiningTransit
Jun $1,650 $584 $291 $198
Jul $1,650 $612 $344 $221
Aug $1,650 $612 $318 $214

Why Aggregate Finance

Budgets and charts built for you, in a spreadsheet you own.

Budgeting apps like Monarch and Copilot build the charts for you, but keep your financial history in their app. Tiller puts your financial history in your own spreadsheet, but you build the dashboards yourself. Aggregate Finance does both, from $40 a year.

Aggregate Finance compared with budgeting apps (Monarch, Copilot and YNAB) and with Tiller
  Aggregate Finance Budgeting apps Monarch, Copilot, YNAB Tiller
Your data
Where your financial history lives Your Google Sheet or Excel workbook In the app Your Google Sheet or Excel workbook
Your own formulas and tabs Yes No Yes
Ready-made
Charts and dashboards Built for you, and rebuilt on every sync In the app Build your own, or install templates
Investments next to spending Value, gain or loss and a 90-day chart, on Plus In the app, with deeper analysis on Monarch Plus In beta: holdings data to build on, in Google Sheets only
Getting started
Trying it A free sample spreadsheet, no bank or card needed A 7-day to 1-month trial. Monarch requires a payment method A 30-day trial, card required
Price per year From $40 $99.99 to $109 $99

Competitors’ prices and trials are from their own websites, checked on October 31, 2026. Monarch, Copilot, YNAB and Tiller are trademarks of their owners. Aggregate Finance isn’t affiliated with, endorsed by or sponsored by any of them.

Switching? See how to bring your history from Monarch, Copilot, YNAB or Tiller.

What you get

Stop logging in to five apps to find out where your money went.

StarterUp to 3 banks · $4/month

Every dollar you spend, sorted and charted.

  • Every transaction in one tabChecking, savings and cards, categorized and searchable.
  • Every card payment before it’s dueBalances, minimums, due dates and whether each was paid on time, plus bills due in the next 30 days.
  • Subscriptions, found for youPlus what they cost you in a year.
  • Budgets you can check mid-monthSee if you’re on track, and how this month compares to last.
  • Made your wayPick and order your charts, and group your categories.
  • Your week, in your inboxAn optional weekly email on the day you choose, with the sections you pick: spending, unusual charges, upcoming bills.
  • Bring your history with youImport transactions from Tiller, Monarch, YNAB and more.

PlusUp to 8 banks and 3 brokerages · $9/month

Your investments, next to your spending.

Everything in Starter, plus your brokerage accounts. What you spend and what you own, in one sheet.

  • A Holdings tabValue, cost basis and gain for every position, updated daily.
  • Investments in your Overview and emailTotal value, gain or loss and your largest holdings, plus a 90-day value chart in the Overview.
  • Room to grow5 more banks than Starter, and you can add more connections.
  • Optional investment historyEvery buy, sell and dividend in its own tab, $3/month.
Investments

Your connected brokerage accounts, valued at the prices each brokerage reported at the last sync.

Total value
$84,312
14 holdings across 3 accounts
Gain or loss
$12,406
Value minus the $71,906 you paid, for holdings whose cost your brokerage reports
Dividends, last 12 months
$1,184
With the investment history add-on
AccountValueShare
Individual Brokerage ••3310$41,980.1250%
Roth IRA ••8812$27,190.4832%
Rollover IRA ••0457$15,141.7718%
Largest holdingsTickerValueShare
Vanguard Total Stock Market ETFVTI$28,640.2534%
Vanguard Total International Stock ETFVXUS$12,115.4014%
Apple Inc.AAPL$6,880.328%
Schwab U.S. Dividend Equity ETFSCHD$5,412.906%
Vanguard Total Bond Market ETFBND$4,960.186%

How it works

Set up in about two minutes.

  1. Connect your banks

    Sign in to each bank through Plaid. We never see your bank username or password.

  2. Choose where your data goes

    Google Sheets, Excel in OneDrive, or both. You can also download your data as Excel, LibreOffice or CSV files.

  3. Transactions stay up to date

    Your banks sync daily, and an optional weekly email, which you can customize, sums up your week. If a bank needs you to sign in again, we’ll notify you.

Get started

Security

Secure by design, not by promise.

Your bank gives us read-only access to your accounts, nothing more. Your data is encrypted in transit and at rest, and every account is protected by two-step verification, with a passkey or an authenticator app.

  • Read-only. We can’t move money or change an account.
  • Your bank login stays private. We never see your username or password.
  • Only the files we make. We can’t open anything else in your Google Drive or OneDrive.

How we keep your data safe

Switching from another app

Bring your history with you.

Moving from another budgeting app? Export your transactions from your current budgeting app, then import the file into Aggregate Finance. After the import, the banks you connect to Aggregate Finance add your new transactions.

  • Go back further than your bank. When you connect a bank, we get its last 24 months of transactions. An export from your old app can go back years.
  • No duplicates. Where your import and a connected bank cover the same days, we match the transactions, so each one shows up once.
  • Add accounts Plaid can’t connect. Import Apple Card statements, or a CSV, OFX or QFX file from your bank’s website.

Tiller, Monarch, Copilot Money, YNAB, Mint, Muse and Apple Card are trademarks of their owners. Aggregate Finance isn’t affiliated with, endorsed by or sponsored by any of them.

Pricing

Try it free with sample data. Upgrade when you’re ready.

  • Free sample spreadsheetA year of example data, no bank or card needed
  • One connection per bankChecking, savings and cards at one bank count as one connection
  • Change anytimeSwitch plans, add banks or cancel

Connect your real accounts

Monthly Yearly Get 2 months free with yearly

Included

  • BanksUp to 3
  • BrokeragesNot included
  • Transactions and card statementsSynced daily
  • Overview, budgets and chartsIncluded
  • SpreadsheetGoogle Sheets or Excel
  • DownloadsExcel, LibreOffice, CSV
  • Imports from other appsIncluded
  • Weekly summary emailOptional

Cancel anytime

Get started

FAQ

Questions people ask first.

Will my bank work?

Most US banks and card issuers do, through Plaid.

Apple Card can’t be connected, but you can import its monthly statements: in Wallet, open the statement and choose Export Transactions. Importing a file also works for any bank that offers CSV, OFX or QFX downloads, and for cash you type in.

Does Aggregate Finance work with Excel?

Yes. Connect OneDrive for a workbook with the same tabs and charts, updated after every sync while the workbook is closed.

You can also download an Excel file anytime. LibreOffice (.ods) and CSV downloads are available too.

Can I edit the spreadsheet?

Yes. Your own tabs are never touched.

Every sync rewrites the Aggregate Finance tabs from your bank data and replaces any edits, except in the Notes column.

In Excel, a chart or pivot table on an Aggregate Finance tab pauses updates until you remove the chart or pivot table. Your dashboard names the tab.

How often does my spreadsheet update?

Daily, or anytime from your dashboard.

What if my bank disconnects?

We’ll email you to sign in again. Nothing in your sheet is lost.

What happens if I cancel?

Syncing stops, and your banks are disconnected after a short grace period. Your spreadsheet stays in your Drive and your workbook in your OneDrive, and you can still download your data.

What happens if I delete my account?

Go to Account, then Delete account. We disconnect your banks, cancel your subscription, remove our access to your Google account and OneDrive, and delete your account, financial data, settings and encryption key. Backed-up copies become unreadable within 14 days.

Your spreadsheet stays in your Drive and your workbook in your OneDrive. Stripe keeps payment records, as the law requires.